Negative effect of environment liability insurance and elusion

JIA Ai-ling

Volume 25 Issue 6

Dec. 2008

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JIA Ai-ling. Negative effect of environment liability insurance and elusion[J]. Journal of Zhejiang A&F University, 2008, 25(6): 787-790.

Citation:

JIA Ai-ling. Negative effect of environment liability insurance and elusion[J]. Journal of Zhejiang A&F University, 2008, 25(6): 787-790.

Negative effect of environment liability insurance and elusion

JIA Ai-ling

1.
The Center of Environment Law and Social Development，Zhejiang Forestry College，Lin’an 311300，Zhejiang，China

More Information

Corresponding author: JIA Ai-ling
Publish Date: 2008-12-20

Abstract

The environmental liability insurance could not only dilute the loss and enhance the environmental management，but also bring about moral risks such as reduction of the social responsibility of the insurant，unfair competition among the companies and weakening of the punishment and warning function of civil liability system. The paper analyzed the nature of moral risks caused by the environmental liability insurance and put forward the corresponding elusion measures such as strengthening the supervision of insurance companies，limiting the covered insurance range，adopting different insurance premium rate and the maximum compensation，to control the negative effect of environmental liability insurance. ［Ch，10 ref.］
- environmental liability insurance,
- moral risk,
- differential premium rate,
- limited compensation

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通讯作者: 陈斌, bchen63@163.com

1.
沈阳化工大学材料科学与工程学院沈阳 110142

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Proportional views

Negative effect of environment liability insurance and elusion

1. The Center of Environment Law and Social Development，Zhejiang Forestry College，Lin’an 311300，Zhejiang，China

Corresponding author: JIA Ai-ling

Publish Date: 2008-12-20

Key words:

Abstract: The environmental liability insurance could not only dilute the loss and enhance the environmental management，but also bring about moral risks such as reduction of the social responsibility of the insurant，unfair competition among the companies and weakening of the punishment and warning function of civil liability system. The paper analyzed the nature of moral risks caused by the environmental liability insurance and put forward the corresponding elusion measures such as strengthening the supervision of insurance companies，limiting the covered insurance range，adopting different insurance premium rate and the maximum compensation，to control the negative effect of environmental liability insurance. ［Ch，10 ref.］

Negative effect of environment liability insurance and elusion

Abstract

References

Proportional views

通讯作者: 陈斌, bchen63@163.com

Related

Proportional views